5 Keys to Car Financing at Your Buick and GMC Dealer

5 Keys to Car Financing at Your Buick and GMC Dealer in Springdale, AR

1. Knowing Your Credit Score

The first key to getting financing is understanding your credit score. Although it may seem obvious, many car buyers wait until they are ready to buy to find out what issues they may have on their credit. If you get a copy of your credit report and manage any issues you see before going in, you will be better prepared to get the financing you need.

2. Using the Tools Available to You

Your dealer has tools available right on their website to help you prepare to get financing. You can use tools like the payment calculator and online preapproval to gain a better insight into your specific needs. These tools are available for free, and you can benefit from them. We are dedicated to helping you save time, and we want to make your car buying experience as easy as possible.

3. Understanding Your Challenges and Advantages

After you understand some of the challenges you might face, you may start to feel a little discouraged. Don’t be. You can find solutions even if your credit or budget isn’t perfect. Think about the advantages you bring to the table like monthly income, your down payment, and your trade-in-value. All of these things contribute to your buying power and can help you get financed for a car.

4. Working With Your GMC and Buick Dealer

The benefit of working with a reputable dealer is the security that comes with knowing that you are not in it alone. Your dealer has relationships with lenders and can help you find financing that meets your needs. Even if your credit isn’t perfect, don’t be afraid to reach out for support. Your dealer will be with you throughout every step of the car buying process.

5. Understanding Your Terms

Once you are ready to get financed, ensure that you understand the terms of your loan. If you have any questions, you should ask them now. Understand your warranty, when your payments will be due, your interest rate, and anything else you might be confused about. Your dealer will be happy to help you with any of your concerns.

There is certainly a lot that you need to think about when you are considering financing a new or used vehicle. However, you don’t have to think about them alone. Your dealership has a team of financing experts who are ready to walk you through all of the steps. Contact us today at Crain Buick GMC in Springdale, and we can help you with any of your automotive needs. We look forward to hearing from you soon!

Posted in Crain Buick GMC Finance, Crain Buick GMC of Springdale Service, Crain Springdale GMC Service, Springdale Buick Service, Springdale Car Financing, Springdale Car Service | No Comments »